Big Changes Coming to Mortgages, and How to Get Ahead of Them
By Scott Sheldon – Recently, there had been speculation among real estate and financial professionals that conforming mortgage loan limits would be lowered, meaning homebuyers may have less...
View ArticleEngaged? Why It Can Be Smart to Buy a Home Before the Wedding
By Scott Sheldon They popped the question; you said “I do” and now you’re engaged. You’re now looking forward to getting married and settling down. However, when you say “I do,” you’re not just saying...
View ArticleBad Credit Isn’t Always the End of the Road
Getting a home loan even if you have perfect credit is more difficult than it has ever been. Yes, the housing market is improving but that doesn’t mean that the lenders are relaxing their credit...
View ArticleStrategies for Managing and Reducing Debt
(BPT) – Are you feeling overwhelmed by your monthly bills? Do you only pay the minimum on your credit cards each month, or use several credit cards to spread out your debt? These are all warning signs...
View ArticleHome Buying Following Personal Bankruptcy
So, you have decided to purchase a home: that is good news. Now for the really hard part: securing a home loan. Yes, there are literally hundreds of lenders out there many of whom are clamoring to lend...
View ArticleWhy It Makes Sense to Buy a Home NOW
Since the housing market crashed in 2007, buying a home has lost a bit of its luster. Part of that is because banks have tightened standards for lending – understandable considering loose standards is...
View ArticleYou Can Close on a Home Within 30 Days
You have found the home that you want and are eager to close on it as soon as possible. The owner is receptive to a quick close as she has arranged for a new place to live. Most home closings take 45...
View ArticleReal Estate in 2013: Why Refinancing your Home is not the Best Option
There have been many reports in the news recently suggesting that, once again, the U.S property market is ripe for investment. One could be forgiven for feeling dubious at this suggestion; after all,...
View ArticleOn Your Mark, Get Set…Borrow
Whether you are buying a new home or refinancing an existing home, it’s important that you be prepared before starting the process of borrowing. Closing a loan is not just the job of a loan officer or...
View ArticleWhy Are Mortgage Rates So Low?
For many people, the most important purchase that they can make in their life is the purchase of a home. Reaching a point in life where one wants to lay down roots and make a long term investment in a...
View ArticleAdjustable and Fixed Mortgage Rates – Which one is better
When planning to purchase a home, potential buyers always consider getting help from mortgage lenders. Mortgage lenders consist of institutions or individuals who offer huge sums of money which can be...
View ArticleHow to Get my Mortgage Company to Give Me a Loan Modification
Getting a loan modified by a mortgage company is of late very much into vogue. The first thing that you should look into is that you qualify for receiving the loan amount. There are certain rules that...
View ArticleMortgage Refinancing Can Make Loan Payments Affordable
One of the most important decisions that you make in your life is to purchase your dream house. However, not all people are able to fulfill this dream. Various problems start arising as you decide to...
View Article3 States with the Highest Number of Underwater Homeowners
The positive housing news reported throughout the summer of 2012 has made many sellers, real estate pros, and mortgage lenders more optimistic about the future of the market. Although it does appear...
View Article85% of Americans Want to Own Their Own Home
In 2011, the government sponsored enterprise; Fannie Mae created a national housing survey. Over 12 thousand interviews were conducted to gain insight into how peoples’ views affect their choices...
View ArticleWhat You Need to Know About Buying a Foreclosed Home
First-time home buyers and investors looking for a bargain may consider foreclosed homes. Such properties are in abundance across the nation as homeowners continue to default on their mortgages and...
View ArticleWhich Is Better: Fixed Rate or Adjustable Rate Mortgage?
People often assume that because adjustable-rate mortgages “share risk” between mortgage lender and mortgage lendee, they will be rewarded with a lower mortgage rate than if they chose a comparable...
View ArticleBackward Banking
I don’t know if it’s Dodd-Frank. Or if it’s Barney Frank and Christopher Dodd themselves. Or if it’s just the big bankers. But the reality is, our banking system is completely screwed up when it comes...
View ArticleHow to Get Recognised for a Mortgage Loan With Bad Credit History
This is not as easy as you’d like it to be, unfortunately. Getting a mortgage with poor credit is a bit like finding a pot of gold at the end of the rainbow, nigh on impossible unless you already know...
View ArticleTips for Avoiding Foreclosure
Go ahead and Google the word “foreclosure” and you’ll get over 61 million hits. Most will be for ‘foreclosure help”, or “stop foreclosure”, or “avoid foreclosure.” If you are having trouble...
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